Back to top

Image: Bigstock

CNH (CNH) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Read MoreHide Full Article

For the quarter ended September 2025, CNH Industrial (CNH - Free Report) reported revenue of $4.4 billion, down 5.5% over the same period last year. EPS came in at $0.08, compared to $0.24 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $4.3 billion, representing a surprise of +2.21%. The company delivered an EPS surprise of -38.46%, with the consensus EPS estimate being $0.13.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how CNH performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Agriculture Sales- North America: $1 billion versus $1.12 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -28.7% change.
  • Agriculture Sales- Europe, Middle East and Africa: $1.05 billion versus the four-analyst average estimate of $908.39 million. The reported number represents a year-over-year change of +16%.
  • Agriculture Sales- South America: $513 million compared to the $553.48 million average estimate based on four analysts. The reported number represents a change of -11.9% year over year.
  • Construction Sales- Asia Pacific: $42 million versus $40.74 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a 0% change.
  • Construction Sales- North America: $400 million compared to the $329.41 million average estimate based on four analysts. The reported number represents a change of +11.7% year over year.
  • Construction Sales- Europe, Middle East and Africa: $191 million versus the four-analyst average estimate of $150.4 million. The reported number represents a year-over-year change of +26.5%.
  • Revenues- Net Sales: $3.7 billion versus $3.65 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a -7.4% change.
  • Revenues- Finance, interest and other income: $697 million versus $660.15 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +6.1% change.
  • Revenues- Total Industrial Activities- Construction: $739 million compared to the $654.61 million average estimate based on five analysts. The reported number represents a change of +7.6% year over year.
  • Revenues- Total Industrial Activities- Agriculture: $2.96 billion compared to the $2.97 billion average estimate based on five analysts. The reported number represents a change of -10.5% year over year.
  • Revenues- Total Industrial Activities: $3.74 billion compared to the $3.65 billion average estimate based on four analysts. The reported number represents a change of -7.1% year over year.
  • Revenues- Financial Services: $684 million versus $659.22 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +3.8% change.

View all Key Company Metrics for CNH here>>>

Shares of CNH have returned -2.2% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

See More Zacks Research for These Tickers


Normally $25 each - click below to receive one report FREE:


CNH Industrial N.V. (CNH) - free report >>

Published in